1. Debt Service Coverage: What Does It Mean?

    Our non-recourse lenders will dive into the debt service coverage ratio (DSCR) in today's blog. Understanding the DSCR is instrumental in planning how to leverage your self-directed IRA with purchasing a rental property. Read on to find out everything you need to know about the DSCR. How Much Debt Will a Property Support? Purchasing real estate within an IRA is a good place to invest IRA funds, es…Read More

  2. Your Self-Directed IRA and UBIT

    This time of year has me thinking about the end of the year issues like taxes and how the IRS treats investments in IRAs that are subject to income taxes. You might ask the question, "I thought IRAs didn't have to pay income taxes until withdrawals are made?" Well, there are instances where income taxes are due and that is when there is debt financing used in an IRA, and the investment within the …Read More

  3. Non-Recourse Loans and Real Estate for Your IRA

    Using leverage in an IRA to purchase real estate assets is not a new idea. It has been perfectly legal since 1974 when the original rules were established for individual retirement arrangements (IRA's). By that, I mean that if you wanted to purchase a piece of real estate to hold in your IRA you could do so. And if you wanted to have your IRA borrow some of the money necessary to close the transac…Read More

  4. Buying Real Estate for Your IRA

    If you think that your IRA investments are limited to stocks, bonds, and mutual funds, you're wrong. Self-directed IRAs can own real estate, too. Here's what you need to know about investing in property for your retirement account. What is a self-directed IRA? Self-directed IRAs, as the name implies, are controlled by you, rather than an account custodian. Banks and brokerage companies, the most t…Read More