1. Three More Tips On Owning a Rental Property

    You’ve been with us all along for parts one and two, and in our third installment on our rental property blog, we’re going to look at some final tips on owning a rental property. The team at First Western Federal Savings Bank is the group of people you need to get the non-recourse loan you’ve been looking for. When used with your self-directed IRA, this creates an opportunity for getting a r…Read More

  2. Tips On Owning a Rental Property

    There are so many advantages to owning a rental property, and particularly, being able to acquire one through using your self-directed IRA in tandem with a non-recourse loan. With a rental property, you can receive an additional source of income, flexibility in how your income comes through, and a financial asset that could provide long-term value. Yet in order to make these advantages happen, one…Read More

  3. Types of Property Non-Recourse Loans Can Be Used For

    When you think of a non-recourse loan, you, of course, think of mortgages and buying a house through a self-directed loan (who doesn’t?) The non-recourse lenders at First Western Federal Savings Bank are perfect for helping you on your way to getting a non-recourse loan, but there are actually many things you can do with your loan other than using it for residential purposes. While an IRA loan m…Read More

  4. When is the Best Time to Take Out an IRA Loan?

    As we’ve discussed in a previous blog post, an IRA non-recourse loan (also known as an IRA loan) is a loan made to a self-directed IRA for the purpose of acquiring real estate assets. With this information, we know that a non-recourse loan is crucial for making an investment in real estate a reality. Though oftentimes, we might find ourselves debating if it’s a good time to take out a loan. We…Read More

  5. Non-Recourse Loans and Other Important Financial Terms

    The aspects and intricacies of the financial world come as naturally as breathing to some people. For many of us, however, the world of finances is practically its own separate planet, complete with a super confusing foreign language. However, there are some key financial terms that are important for everyone to know, even if they seem difficult to grasp and master. In order to build a better fina…Read More

  6. Debt Service Coverage: What Does It Mean?

    Our non-recourse lenders will dive into the debt service coverage ratio (DSCR) in today's blog. Understanding the DSCR is instrumental in planning how to leverage your self-directed IRA with purchasing a rental property. Read on to find out everything you need to know about the DSCR. How Much Debt Will a Property Support? Purchasing real estate within an IRA is a good place to invest IRA funds, es…Read More

  7. Your Self-Directed IRA and UBIT

    This time of year has me thinking about the end of the year issues like taxes and how the IRS treats investments in IRAs that are subject to income taxes. You might ask the question, "I thought IRAs didn't have to pay income taxes until withdrawals are made?" Well, there are instances where income taxes are due and that is when there is debt financing used in an IRA, and the investment within the …Read More

  8. Non-Recourse Loans and Real Estate for Your IRA

    Using leverage in an IRA to purchase real estate assets is not a new idea. It has been perfectly legal since 1974 when the original rules were established for individual retirement arrangements (IRA's). By that, I mean that if you wanted to purchase a piece of real estate to hold in your IRA you could do so. And if you wanted to have your IRA borrow some of the money necessary to close the transac…Read More