Loan Experts

Our Process 

We made our refinancing process simple and easy to follow, as it only consists of three steps:

1. Apply – Fill out our IRA non-recourse loan application
   • Some resources you’ll need include a copy of the closing statement from when you purchased the property with your IRA, a copy of the current lease with the tenant, income and expenses history, and a copy of the loan agreement and payment history. 
2. Submit – Send us your application and documentations, we usually get back to you within 48 hours. 
3. Sign – The standard time duration from when we make our loan decision to close the escrow is around 30 days. If approved, you can designate a closing or title company near you and sign the agreement. 

Lower Your Interest Rates, and Save Money

If your rental property is in good condition and is proven to be a substantial financial asset, you may be an ideal candidate for refinancing your non-recourse loan. This will give you the opportunity to lower your interest rates, helping you save money. Find out more by reading our refinancing FAQ’s.

Extract Liquidity

As mentioned, refinancing will help you save money on your non-recourse loan, which will let you instead place that money towards more important factors. This may include property upkeep and improvements, or you can even expand your rental property ownership by purchasing more locations.

Simplify Debt Repayment

If you own several properties that each have their own non-recourse loan, refinancing can simplify your debt repayment structure by combining them into one loan. This makes all aspects of the loan easier to keep track of which include the mortgages, payment plans, documentation, and more!