Trust Loans
Lending to Trusts
First Western Federal Savings Bank specializes in nationwide lending to Trusts using investment property as collateral.
Nationwide Trust Financing
Trusts holding real estate often require specialized financing to manage assets, acquire new properties, or distribute funds. First Western Federal Savings Bank provides nationwide lending solutions specifically designed to accommodate the distinct structures of both Revocable and Irrevocable Trusts.
Our loan programs are secured by real estate collateral, allowing trusts to leverage existing assets or acquire new income-producing properties without relying on external margins.
Financing Options by Trust Type
Revocable Trusts
For Revocable Trusts, we offer fully amortizing mortgages. These financing structures are designed specifically for the real estate investment needs of the trust.
Primary Uses:
- Purchase of income-producing real estate
- Refinance of existing income-producing real estate
Irrevocable Trusts
For Irrevocable Trusts, we provide shorter-term bridge loans. This specialized funding provides liquidity directly to the trust entity to facilitate necessary administrative or beneficiary actions.
Primary Uses:
- Covering operational or legal expenses incurred by the trust
- Distributing assets from the trust
- Buying out other beneficiaries from the trust
Allowable Collateral Property
Our trust loans are secured by tangible real estate assets. We accept a wide variety of property types as collateral, including:
- 1-4 Family Residential
- Small Multi-Family Residential (Up to 12 units)
- SFR Portfolios (Cross-collateralized optional)
- Commercial & Industrial Real Estate
- Agricultural Land
- Ground Leases
The Portfolio Lender Advantage
First Western Federal Savings Bank operates as a portfolio lender. This means that every loan we originate is kept in-house from the initial application through the complete repayment of the loan.
Because we do not sell our mortgages on the secondary market, we are able to review trust documentation and collateral directly. This allows our lending officers to provide prompt answers, direct feedback, and custom lending structures for your trust.
Ready to Discuss Your Trust Loan?
Our specialized lending experts are ready to review your trust’s unique needs and property collateral. Reach out today for straightforward answers.