Loan Experts

Genuine Understanding

We understand the pain points of both investors and lenders, so we’ve created a system that eliminates everything that isn’t necessary. This makes it easier for everyone involved. We streamline the investment process for newcomers and experienced investors by offering our services in 49 states. We’re willing to finance nearly any rentable property, whether a long-term lease or a vacation rental.

Options For You

A non-recourse loan is a real estate investment borrowing facility that you may use your IRA to obtain. These loans are handled by your IRA and are subject to UDFI, or debt-financed income that isn’t connected to the funds being borrowed, which must be repaid from your IRA. Although they assist you in financing your real estate project, there are additional advantages of non-recourse loans.

Working with non-recourse loans grants you the following:

• IRA Liability: You will not be held personally liable should anything happen over the life of the loan.
• No Recourse If You Default: With no financial backlash on default, you and your IRA are protected to where lenders cannot take anything from you aside from collateral.
• Lender Only Collateral: If you ever default, you will only lose your collateral and nothing else. Aside from the property, you will not lose any assets, and your credit score will not drop.

When using your non-recourse loan for investment properties, the potential for financial opportunities is endless. First Western Federal Savings Bank is the nation’s leading non-recourse lender. We offer a variety of loans for investment properties, including:

• 1-4 Family Residential
• 5 Units & residential and apartments
• Commercial/Industrial buildings
• Ag Land with Income

Learn how you can use your non-recourse loan to purchase a rental property, an investment that will prove substantial value to your retirement assets and your portfolio as a whole. Our simple application process will get you an answer within 48 hours. Work with us today!

Special Cases

Because we are a portfolio lender, we provide the best overall real estate investment program available to real estate investors throughout the United States — with no restrictions on the number of loans or properties a borrower may have or leverage. Not everyone who invests is the same. Whether you’re buying your first investment property or are a seasoned investor with many homes, our Investor Loan Program is tailored to each investor and is meant to assist them in diversifying their portfolios.

The Right Choice

As a non-recourse lender, First Western Federal Savings Bank is the right choice for anyone looking for a loan for their investment property. We offer loans that are simpler and more efficient than what’s available from traditional lenders. In addition, the primary driver for our investment property loans is the income from the property, but we also consider the total entity’s income and credit history. In most cases, we will require a state-certified appraisal and personal guarantees from the entity’s beneficial owners before loaning money.