First Western Federal Savings Bank is a FDIC insured Non Recourse Loan Lender! Dallas area real estate investors are using their self directed IRA’s, 401(k)s and IRALLC’s to purchase quality rental properties. With rents continuing to be strong vs purchase prices, cash flow is producing positive returns, whether the property is free and clear, or has leverage on it with a non recourse loan. Debt service coverage remains positive in the Dallas area markets where I am financing properties for these IRA and Solo 401K Plan investors.

The key in any of the Texas markets, especially Dallas, that investors are working in is a positive cash flowing property on a long term lease. That is the kind of property that First Western Federal Savings finances with our IRA non recourse loan program. The advantage of places like Dallas is that the rent is strong enough versus the operating expenses to produce a profitable bottom line. And purchase prices are not so high as to make the downpayment or investment cost too high in relation to what returns the owner is able to make from the property. Although prices have moved up in the last couple of years, there is still room for both capital appreciation and positive rental returns for the self directed retirement plan investor who knows how to make money in buy and hold real estate.