Loan Experts

One of the nations leading IRA Non-Recourse Loan Lenders!

Jeff Fullerton

I was raised in Lusk, WY where I garnered a strong work-ethic and a no-nonsense style of conducting business. After graduating from Arizona State University in 1981, I began my professional life as a stockbroker. My father, ever the entrepreneur, taught me that when an opportunity presents itself you must capitalize. He was involved in many different businesses from farming and ranching to feedlots and manufacturing companies and banking.

To my luck, the early ‘80s presented several opportunities in discounted mortgages and land development companies. This was the beginning of several endeavors, which included owning an auto parts store and a trailer court. In 1984, we began the purchase of what would become First Western Federal Savings Bank. At the raw age of 26 years old, following in my father’s footsteps, I became the President of FWFSB.

With great honor, I held the position of President for 39 years until 2023 when it became time to execute my succession plan and hand off the role of President to my partner, Nick Conway, whom I had spent the last 6+ years grooming to assume the role.

Many of my business ventures and investments have been made using funds inside my self-directed IRA – a phenomenal wealth creating tool I have used since 1986. This firsthand knowledge and experience have given me the tools to make FWFSB the nation’s leading non-recourse lender to self-directed IRAs and Solo 401(k)s. FWFSB has always been a niche portfolio lender and we have never sold a loan we originated. We specialize in non-owner-occupied real-estate lending and pride ourselves on our ability to give our customers honest answers and sound advice in a timely manner.

When I am not at the bank, I can often be found on the golf course or with my lovely wife Karla. We are blessed with two grown children who we are proudly watching as they build their young lives.