I was raised in Lusk, WY where I garnered a strong work-ethic and a no-nonsense style of conducting business. After graduating from Arizona State University in 1981, I began my professional life as a stockbroker. My father, ever the entrepreneur, taught me that when an opportunity presents itself you must capitalize. He was involved in many different businesses from farming and ranching to feedlots and manufacturing companies and banking.
To my luck, the early ‘80s presented several opportunities in discounted mortgages and land development companies. This was the beginning of several endeavors, which included owning an auto parts store and a trailer court. In 1984, we began the purchase of what would become First Western Federal Savings Bank. At the raw age of 26 years old, following in my father’s footsteps, I became the manager of FWFSB and now am proudly bank President.
Many of my business ventures and investments have been made using funds inside my self-directed IRA – a phenomenal wealth creating tool I have used since 1986. This firsthand knowledge and experience has given me the tools to make FWFSB the nation’s leading non-recourse lender to self-directed IRAs and Solo 401(k)s.
Located in Rapid City, South Dakota, we are a small-town bank with nationwide reach. Rarely is there a loan request where we don’t have some first-hand knowledge, because I have surrounded myself with a team that are experts in several different areas of investments. I encourage our customers to leverage our diverse business backgrounds and give us a call or send one of us an email if you are interested in purchasing real-estate as an investment. FWFSB has always been a niche portfolio lender and we have never sold a loan we originated. We specialize in non-owner occupied real-estate lending and pride ourselves on our ability to give our customers honest answers and sound advice in a timely manner.
When I am not at the bank I can often be found on the golf course or with my lovely wife Karla. We have two grown children who are just finishing college and starting their young careers as well. We love our community and spend time with several non-profit organizations including Youth and Family Services and Habitat for Humanity.