1. Managing IRA-owned rental properties

    When buying real estate within a self-directed IRA, investors must choose a "custodial" firm and weigh the fees it charges. The custodian holds title to a property in accountholders' names and can steer rental income into mutual funds or stocks of their choosing. The accountholder also must choose a means to manage the property -- whether at her or his own direction, through a property manager or …Read More

  2. Non-Recourse Loans and Real Estate for Your IRA

    Using leverage in an IRA to purchase real estate assets is not a new idea. It has been perfectly legal since 1974 when the original rules were established for individual retirement arrangements (IRA's). By that, I mean that if you wanted to purchase a piece of real estate to hold in your IRA you could do so. And if you wanted to have your IRA borrow some of the money necessary to close the transac…Read More

  3. Using IRAs to buy real estate – Six reasons to tap retirement funds now to buy rental property

    Since 1974, Americans have had the ability to use IRA assets to buy investment property. Yet the means to do that -- called a self-directed IRA -- remains one of the least known and unheralded investment vehicles in the vast financial marketplace. Bear in mind homes purchased with IRA funds can't be used for personal purposes. Doing so risks the IRS declaring the assets withdrawn and demanding imm…Read More

  4. Buying Real Estate for Your IRA

    If you think that your IRA investments are limited to stocks, bonds, and mutual funds, you're wrong. Self-directed IRAs can own real estate, too. Here's what you need to know about investing in property for your retirement account. What is a self-directed IRA? Self-directed IRAs, as the name implies, are controlled by you, rather than an account custodian. Banks and brokerage companies, the most t…Read More

  5. Non-Recourse Loan Reserves

    Non-recourse loan reserves (reserve funds left in your IRA) are an important piece of the process when planning that real estate purchase in your self-directed IRA, Solo 401(k) or IRA LLC. We as a lender and you as an investor should concern yourself with the idea of keeping a liquidity buffer in your plan so that any unforeseen expense or lack of income can be handled easily without causing stres…Read More

  6. Non Recourse Loans for your IRA

    For your self-directed IRA, Non Recourse Loans are a great way to add leverage to that real estate purchase in your self-directed IRA (SDIRA), Solo 401(k), or IRA funded LLC. You don…Read More

  7. Buying investment real estate with your self directed IRA is not difficult.

    Buying investment real estate with your self directed IRA or IRA LLC or Solo K is not difficult. No more so than a personal investment in real estate. The only differen2013ce is the entity. Your retirement plan is the owner/buyer/borrower and all income and expenses flow to and from that entity. Loans are also available as long as it is a non recourse loan. Many investors nationwide are using thei…Read More