1. Retirement Savings: Are You Setting Yourself Up For Failure?

    Is there a retirement crisis looming? Many experts think so, given that "about 45% -- or 38 million working-age households -- have not started a retirement fund of any kind," according to a May 6 article in the Huffington Post. This disaster-in-the-making can be easily remedied, with some definitive and smart saving. Other than not saving at all, what is the next biggest mistake? Many Americans fa…Read More

  2. Americans Turn To Self-Directed IRAs For Smart Real Estate Investments

    Have you turned to a self-directed IRA for a smart real estate investment? Nearly all Americans have heard about the looming retirement crisis. Figures such as "53% of the civilian workforce participates in or contributes to a retirement plan," according to U.S. News and only 48% contribute to retirement accounts in the private sector, are sobering. When it comes down to it, the biggest problem …Read More

  3. How a Pianist Bought a Building With Her Inherited IRA

    A few years ago, a famous violinist died and left his daughter a total of five million dollars in assets. According to Forbes, part what was left to pianist Laura Harth Rodriguez by her deceased father was two million dollars in retirement accounts. What Rodriquez wanted to do was purchase a three-story-building in an up-and-coming neighborhood in Pittsburgh. The caveat with doing that is that sh…Read More

  4. Buying Real Estate With an IRA and a Non Recourse Loan

    Presented by Mat Sorenson of KKOS Lawyers and Roger St. Pierre, Sr. VP First Western Federal Savings Bank Mathew Sorensen, Partner, KKOS Lawyers, and author of The Self Directed IRA Handbook and Roger St. Pierre, Sr. VP, First Western Federal Savings Bank, on Buying Real Estate with Your IRA and a Non-Recourse Loan. This webinar will be an excellent resource for you, your staff, your friends, and/…Read More

  5. Three Important Questions About Non-Recourse Loans

    The world of finances can definitely be a tricky one to understand, with so much confusing terminology and tiny differences between borrowing options and repayment plans. So, in hopes of clearing up some of the confusion, here's a small guide to something called a non recourse loan. What is a non recourse loan? A non recourse loan is considered a "secured" loan, meaning that some sort of collater…Read More

  6. Things You Can and Can’t Invest in With Your IRA

    Working Americans almost all look forward to retirement, but the fact is, retirement these days isn't as sure a thing as it used to be. In fact, almost half of retired Americans are considered to be economically vulnerable, and about one in four Americans think that they will have to work at least until the age of 80 to retire. One of the ways that many people do start preparing for retirement is …Read More

  7. Solo 401K

    The Solo 401K is a self directed retirement trust that allows the Trustee of the Solo 401K Trust to direct his or her retirement funds into investments that they know how to make money at. Whether that may be a real estate investment or business, the Solo 401K has several advantages over the typical self directed IRA. 1. The ability of the Trustee of the Trust (usually the person who's funds are …Read More

  8. Equity Trust Company and Pensco Trust Company

    Equity Trust Company and Pensco Trust Company are 2 of the largest and most well established custodians allowing their clients to invest in alternative assets and real estate with their with their retirement funds. They have been in business for decades and meet all of the federal regulations for custodians. There are many other very good companies but these are just a couple of larger ones you ma…Read More

  9. Non Recourse Lenders

    Non Recourse Lenders in the self directed retirement plan world are few and far between. If you have done any research in looking for leverage for your self directed retirement plan you will find that there really are only 2 nationwide non recourse lenders. They are First Western Federal Savings Bank (myiralender.com) and North American Savings Bank. These two companies are federally chartered sa…Read More

  10. Three Common IRA Non Recourse Loan Questions Answered

    The typical final part of the American dream is being able to enjoy a comfortable retirement, but these days that future is not as certain as it used to be. In fact, almost 30% of Americans believe that they will not have enough money to live comfortably after retirement, and 40% think that they will have to work past the age they planned to retire to maintain their lifestyles. One option for ensu…Read More